Lowest in town at 9.99% p.a.

AFFINBANK Credit Card Finance Charge
Following the commercial banks' revision of credit card finance charges, Affin Bank Berhad's finance charge remains the lowest in the country at 9.99% p.a.

To enjoy the 9.99% rate, cardholders need to pay the monthly minimum payment by due date.

Member banks under The Association of Banks in Malaysia (ABM) are required to revise their rates downwards by March 31, 2009

For "Tier I" credit cardholders who promptly settle their monthly minimum payments on retail purchases for 12 consecutive month, their interest rate is revised downwards to 13.5% per annum from the current 15%.


"Tier II" cardholders who promptly settle their minimum payments for 10 months or more in a 12-month cycle will benefit with a reduction to 16% per annum from the current 17%.

Cardholders who are not within the two categories and who are generally termed "Tier III" cardholders will see a reduction of interest rate coming down to 17.5% per annum versus the current 18%.

The tiered finance charge for AFFINBANK Cardholders is computed on a monthly basis to benefit prompt paymasters:

    * 9.99% - monthly payment made by due date
    * 17.50% - no payment received by due date

Furthermore, AFFINBANK also provides the benefit of:

    * Cash Rebate of up to 0.8%
    * FREE Annual Fee